Am I Funded?

Retirement calculator

Four numbers in, one number out: your spending priced off today's interest rates after inflation, each year weighted by the odds of living to spend it, with your Social Security taken off the total.

More countries are coming. Each needs a government inflation-linked bond market to price against.
The odds of being alive each year come from your country's period life tables. Blended averages men and women.
A couple is priced while at least one of you is alive, with Social Security counted for each of you.
Already retired? Enter your current age: spending is priced from today either way.
What retirement costs per year, in today's money, after tax.
Everything you would draw on: investments, savings, super, 401(k), SIPP. Not the house you live in.
Leave blank and it is estimated for your country. Enter your own pension, not a couple's combined figure. A partner's side is estimated from your country's own rules.

Your numbers are used to compute the answer and then discarded. Nothing you enter is stored on our servers, logged, or sent to anyone else. Your browser keeps a copy so the page can restore it when you come back, and you can clear it whenever you like.